I have a great Christmas idea for the home improvement enthusiast on your list—the DIY Project Calculator for Dummies, available for under $20.00 at The Home Depot.
I know what you’re thinking. “How does a calculator change a person’s life?”
The project calculator doesn’t. But it’s the tangible thing you put in the box, along with instructions for the real life-changing present—directions to the online retirement calculator at www.choosetosave.org/ballpark
Two calculators, two similar functions, one big life change. The DIY calculator helps estimate the raw materials you’ll need for home improvement projects. Put in the size of the room and the cost of materials and you get an instant project estimate.
The retirement calculator works the same way. Plug in a few variables like age, income and current savings, and you’ll see just how much you need to save for a secure retirement.
Is that really life changing?
You bet it is! The retirement calculator shows how much your “retirement” job will cost. When you can see the gap in the amount you have now—and what you need—you can take steps to fix it.
The fact is, 65% of American households will not have enough income to last during their retirement. That means pinching pennies on Social Security (if it’s still around) and bunking down in government housing. Not what I want for my loved ones!
We need to make a commitment to change that statistic. It’s simple to calculate your retirement numbers. Just go to the www.choosetosave.org/ballpark website and use the retirement calculator. Give a gift that can change a person’s life this Christmas. It’s a gift I gave to myself three years ago, at age 46, and I’m very glad I did.
Jayne Black
Plan Administrators, Inc.
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