Last night I interviewed Gerri Detweiler, President of Ultimate Credit for the monthly Money Wi$e Women Get Smart Teleseminar. WOW! Gerri is a wealth of knowledge about everything relating to credit reports and scores. The one-hour interview went by way too quickly! I learned several things from Gerri that I want to share with you.
- If you're getting divorced or if you're separated from your husband you should consider purchasing a credit monitoring service. This will alert you if your husband is trying to open new credit with your name. I've heard so many horror stories from women who's ex-husband has destroyed their credit AFTER they separated. What a great preventive measure and much less costly than being held responsible for debt you didn't incur.
- There's a separate credit report for people who have a business credit card. Your business credit does not appear on your credit report, which is a good thing if you're falling behind in paying off your business debt.
- If you're falling behind on paying your credit card debt be sure to keep the statement that shows the first date your fell behind. You may need this documentation later to remove the negative record from your credit report.
- If you want to ask a question about credit visit www.credit.com .
If you want to learn more about credit reports and scores or purchase Gerri's books visit her website at www.ultimatecredit.com. You can also purchase and listen to my interview with Gerri online at www.moneywisewomengetsmart.com .
Warmly
Marcia Brixey
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